Insurance

Like all sports you will find an element of risk, especially if you are riding on public roads or in a cycle race. It is important that as a member of the Velo Club Lincoln that we look after your interests when taking part in our sport. Therefore you are strongly advised to become a Race Gold, Race Silver or Ride member of British Cycling which provides the benefit of individual third party (public) liability insurance. This cover will also entitle you to a licence which is needed if you progress to race in open races, you will also be entitled to other member benefits. Race Bronze and Fan members of British Cycling do not receive any legal or insurance benefits. Please note, British Cycling may change the individual benefits for their membership packages please check the website before signing up.

The Velo Club Lincoln does have Third Party (public) liability insurance for coaching sessions and organised club rides which includes both the Saturday and Sunday rides, but this does not cover individual members if they have a claim made against them when not riding on organised club rides.

Furthermore if you wish to take part in organised Club races* you will need to sign up to the TLI which will cover you as an individual whilst participating in these events. If you are not a member of the TLI you will not be able to take part. Please see the UK cycling organisations section at the bottom of this document for links to TLI Cycling.

*Club races are organised events that are not coach led and include all Club Championships including time trials, hill climbs, grass track races, Velo Club Lincoln members only circuit races.